Invest Just ₹340 Daily in This Post Office Scheme and Get ₹7 Lakh in 5 Years!

Saving for the future doesn’t need to be complicated or require a huge income. With the Post Office Recurring Deposit (RD) Scheme, even small, regular savings can grow into a sizable corpus. Designed especially for individuals seeking secure, long-term savings, this government-backed scheme offers guaranteed returns, attractive interest rates, and high safety.

Let’s explore how investing just ₹340 per day can fetch you ₹7 lakh in 5 years!

🔍 What is the Post Office RD Scheme?

The Post Office RD (Recurring Deposit) scheme is a monthly investment plan offered by India Post. It allows you to deposit a fixed amount every month, and at the end of the tenure, you receive the maturity amount with interest. Since it is backed by the Government of India, it is extremely safe and a reliable saving option.

💡 Start with Just ₹100 Per Month

You don’t need a large amount to get started. In fact, you can open a Post Office RD account with as little as ₹100 per month. You can increase your monthly deposit in multiples of ₹10. Whether you're a salaried employee, homemaker, small business owner, or student, this plan is accessible to everyone.

📈 How Much Interest Will You Earn?

As of now, the interest rate on Post Office RD is 6.7% per annum, compounded quarterly. Here’s how your savings grow:

• Suppose you deposit ₹10,000 every month.

• After 5 years (60 months), you’ll receive approximately ₹7,13,659.

  • Total Deposit: ₹6,00,000

  • Interest Earned: ₹1,13,659

This means your investment of ₹340 per day (₹10,000/month) can help you build a corpus of over ₹7 lakh — without market risk!

🏦 Need Emergency Cash? Loan Facility Available

What if you need money before the RD matures? No worries! After 12 monthly deposits, you become eligible for a loan up to 50% of your deposit amount. This makes the RD scheme not just a savings tool, but also a liquidity cushion during financial emergencies.

👥 Who Can Open an RD Account?

The RD scheme is perfect for:

• Salaried employees

• Women looking to build savings

• Small shopkeepers and traders

• Students saving pocket money

• Anyone who wants disciplined, long-term savings

There’s no income restriction, and anyone can easily open an account.

⏳ What is the Tenure of the Scheme?

• The default duration is 5 years (60 months).

• You can extend the account for another 5 years after maturity if you want to continue saving.

• It's an excellent choice for long-term financial planning—be it for education, marriage, retirement, or medical emergencies.

📝 Documents Needed to Open an Account

To open a Post Office RD account, all you need are:

• Aadhaar Card

• PAN Card

• A passport-size photograph

The best part? You can now open an RD account online via the India Post Payments Bank app or website, making the entire process hassle-free.

✅ Key Benefits at a Glance Feature Details

Minimum Deposit	₹100/month
Interest Rate	6.7% p.a. (compounded quarterly)
Tenure	5 years (extendable by 5 more years)
Loan Facility	Available after 1 year
Account Opening	Online or Offline
Safety	Backed by the Government of India

📌 Final Thoughts

If you’re looking for a safe, flexible, and rewarding way to build your future savings, the Post Office RD scheme is a smart choice. With minimal effort and consistent savings — just ₹340 a day — you can accumulate over ₹7 lakh in just five years.

It’s time to turn your small daily savings into a large financial cushion. Start today and secure your tomorrow!